Retirement should be a time to truly enjoy the fruits of your life's work. At Main Street Financial Advisors, we can help you create a retirement plan tailored to your specific lifestyle and needs. We believe that one-size-fits-all strategies aren’t effective for investors aiming for a retirement that suits their desired lifestyle. Our team can assist you in exploring various options to decide on the best retirement planning services to help pursue the outcomes you desire. Here’s what we can do for you!
Retirement Goal Setting
What do you dream your retirement will look like? At Main Street Financial Advisors, we’ll work with you to craft a vision and outline the steps to help you pursue your retirement goals.
Social Security and Medicare
For many people, Social Security and Medicare will be the two extensive programs that help them make it through retirement. We can guide you through these programs and help you decide when to access them for optimal benefits in your retirement planning.
Business Planning
If you’re a business owner, what are your plans for it in retirement? We can assist you in business planning for your retirement to uphold the legacy you've built.
IRA Contributions and Conversions
An Individual Retirement Account can be ideal for those looking to invest freely for retirement. We can help you review IRA contributions and conversion rules to determine how to advance your investing and retirement planning services best.
Employer-Sponsored Plans and 401(k)s
The employer-sponsored 401(k) is the bread and butter of many retirement plans. We can help you make the right choices to pursue greater value and returns while helping to minimize your tax burden.
Annuities and Pensions
You can source stable, reliable income through annuities and pensions through retirement. Our professional advisors can help you decide on selecting your basket of annuities and using your retirement savings. Annuities are long-term investment vehicles designed for retirement purposes. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Withdrawals made prior to age 59 ½ are subject to a 10% IRS penalty tax, and surrender charges may apply.
RMDs and Withdrawal Strategies
Required Minimum Distributions (RMDs) are part of many retirement plans, but they can be challenging if you don’t need the money. We can help you determine the proper steps to preserve your wealth with RMDs and help you minimize your tax burden from them.
Self-Employed Retirement Plans
Self-employed entrepreneurs don’t need to struggle to pay for retirement. We can help you craft a retirement plan that best preserves and grows your wealth for retirement and long after.
Plan Your Retirement With Main Street Financial Advisors
At Main Street Financial Advisors, we’re committed to helping you enjoy retirement on your terms with retirement planning services. We’re here to assist you in searching for the right strategy that gets you to where you want to go. Whether you’re employed or a business owner, we can help you build towards your vision.
The dream retirement isn’t just numbers, but it depends on them. Contact Main Street Financial Advisors, and we will do our best to support you in your vision for a prosperous retirement.
