Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content A Look at Systematic Withdrawals This calculator may help you estimate how long funds may last given regular withdrawals. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates. Saving for College 101 Here’s a crash course on saving for college.